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Show Proof of Car Insurance With Smartphones

03.25.15

In Ohio you need proof of insurance in order to drive. This is encapsulated in Ohio’s Financial Responsibility Law. As of March 23 drivers can now show their proof of car insurance with smartphones and tablets. I’m not sure how much of an advantage or benefit this is to the everyday driver. A car insurance policy in the form of a card or a printed piece of paper can simply be thrown into the glove compartment and forgotten. Having the information seems a bit redundant.

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On the other hand, I could see situations arise where a person has insurance but never opened the mail with the card. I could see a spouse calling his partner, “hey honey, I don’t have my insurance card, could you check if its at the house, and then email it to my phone.” <receives the email>. Here officer, here’s the proof of my insurance. <shows the officer proof of car insurance with his smartphone>.

Could be useful, I dunno. If you want to read more, check out the following links: http://www.cleveland.com/open/index.ssf/2015/03/ohio_drivers_can_now_show_proo.html

https://www.ohioinsurance.org/ohio-legislation-confirming-use-of-electronic-proof-of-auto-insurance-effective-march-23/

Regardless, please have adequate car insurance coverage. You can have the bare minimum insurance coverage required by the law, but this may not adequately protect you. Paying a minimum amount of coverage now, may cost you in the long run. Please read more about this in an earlier article I wrote:
UNINSURED MOTORIST AND UNDER-INSURED MOTORIST COVERAGE

As always, if you are in an auto crash and need a Columbus personal injury attorney please call an attorney at Malek & Malek.

Awesome image by: freepik.com

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